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Privacy Policy

We protect your data by collecting minimal information. Encrypted at rest and in transit β€” merchant privacy is our priority.

Updated over 3 months ago

Last Updated: February 27, 2025

This Privacy Policy takes effect March 7, 2025 and replaces any prior versions of this policy.

1. Introduction

Antistock ("Antistock," "we," "our," or "us") is committed to protecting the privacy and security of your information. This Privacy Policy describes how we collect, use, share, and protect information about you when you use our website, platform, services, and applications (collectively, the "Services"). Please read this Privacy Policy carefully to understand our practices regarding your information.

2. Applicability of this Privacy Policy

This Privacy Policy applies to all visitors to our website, users of our Services, and others who access or use our Services (collectively, "Users"). Antistock provides a software-as-a-service platform that helps businesses operating in high-risk industries manage risk, prevent fraud, and ensure compliance when processing payments through their own third-party payment processors. Our platform integrates with businesses' existing payment systems to monitor transactions, identify potential fraud, and facilitate regulatory compliance.

This Privacy Policy covers our treatment of personal information that we gather when you access or use our Services. This Privacy Policy does not apply to the practices of companies that we do not own or control, or to individuals that we do not employ or manage, including any third-party payment processors that our customers may use in connection with our Services.

3. Personal Information Antistock Processes

We collect several categories of personal information from and about Users of our Services:

A. Personal Information Provided Directly to Antistock

We collect personal information that you provide to us when you:

  • Register for an Antistock Account, including your business name, business email address, and business phone number

  • Complete your business profile, including business address, tax identification number, and banking information

  • Add Authorized Users to your Antistock Account, including their sub-account usernames, email addresses, and access permissions

  • Communicate with us via email, chat, phone, or other means, including support requests, feedback, and other communications

  • Submit information through our website forms, such as contact forms, demo requests, or newsletter subscriptions

  • Participate in surveys, contests, or promotional activities

  • Upload documents for identity verification, business verification, or compliance purposes

  • Configure integration settings with your third-party payment processors and other business systems

B. Personal Information Generated and Collected Automatically by Antistock

We automatically collect certain personal information when you use our Services:

  • Usage Information: We collect information about your interactions with our Services, including pages visited, features used, time spent on the platform, and other usage patterns

  • Log Data: We record information that your browser or device sends whenever you visit our website or use our Services, including your IP address, browser type and settings, date and time of use, and how you interacted with our Services

  • Device Information: We collect information about the device you use to access our Services, including hardware model, operating system and version, unique device identifiers, and mobile network information

  • Transaction Monitoring Data: We collect transaction data from your integrated payment processors for risk analysis and fraud detection purposes, including transaction amounts, timestamps, payment methods, and transaction risk scores

  • Cookies and Similar Technologies: We use cookies, web beacons, and similar technologies to collect information about your browsing behavior, remember your preferences, and track your use of our Services

C. Personal Information Collected by Antistock from Other Sources

We may obtain information about you from other sources, including:

  • Business Partners: We may receive information about you from our business partners, such as technology providers, identity verification services, and fraud prevention networks

  • Public Sources: We may collect information about you from publicly available databases or sources, such as business registries, social media platforms, and professional networking sites

  • Third-Party Services: With your authorization, we may receive information from third-party services that you have integrated with our platform

  • Risk Intelligence Networks: We may obtain information from industry databases related to fraud patterns, high-risk activity indicators, or regulatory compliance issues

4. How We Use Personal Information

We use the personal information we collect for various purposes, including to:

  • Provide, maintain, and improve our Services

  • Process transactions and monitor for fraud and compliance risks

  • Verify your identity and the identity of your business

  • Communicate with you about our Services, including sending service announcements, updates, security alerts, and support messages

  • Respond to your comments, questions, and requests and provide customer service

  • Monitor and analyze trends, usage, and activities in connection with our Services to improve user experience and platform functionality

  • Detect, investigate, and prevent fraudulent transactions, unauthorized access to our Services, and other illegal activities

  • Personalize the Services and provide you with content, features, and advertisements that match your preferences

  • Facilitate connections between you and third-party services with which you choose to integrate

  • Comply with our legal obligations, resolve disputes, and enforce our agreements

  • Develop new products, services, features, and functionality

  • Send you marketing communications about products, services, offers, programs, and promotions of Antistock and our partners (which you can opt out of as described in this policy)

5. Disclosure of Personal Information by Antistock

We may share your personal information with the following categories of recipients:

  • Your Company: If you use our Services on behalf of a company, we may share your information with other authorized users from your company

  • Service Providers: We engage third-party service providers to perform functions on our behalf, such as hosting services, data analysis, payment processing, order fulfillment, customer service, and marketing assistance

  • Business Partners: We may share information with business partners who offer joint services or products, but only when you have explicitly requested such services

  • Compliance with Laws: We may disclose your information if required to do so by law or in response to valid requests by public authorities (e.g., a court or government agency)

  • Protection of Rights: We may disclose information where we believe it is necessary to investigate, prevent, or take action regarding potential violations of our policies, suspected fraud, situations involving potential threats to the safety of any person, or as evidence in litigation

  • Business Transfers: If Antistock is involved in a merger, acquisition, or sale of all or a portion of its assets, your information may be transferred as part of that transaction

  • With Your Consent: We may share your information with third parties when we have your consent to do so

  • Aggregated or De-Identified Information: We may share aggregated or de-identified information that cannot reasonably be used to identify you

We do not sell your personal information to third parties.

6. Your Rights and Choices

A. Access, Correction, Deletion, and Objection to or Restriction of Processing

Depending on your location, you may have certain rights regarding your personal information, including:

  • The right to access personal information we hold about you

  • The right to request correction of inaccurate personal information

  • The right to request deletion of your personal information

  • The right to object to or request restriction of processing of your personal information

  • The right to data portability (receiving your data in a structured, commonly used format)

  • The right to withdraw consent where processing is based on consent

To exercise these rights, please contact us using the information provided in the "Contact Us" section below. We will respond to your request in accordance with applicable laws. Please note that in some cases, we may not be able to fully comply with your request, such as if it would impact the privacy rights of others or if we are legally required to retain certain information.

B. Communication Preferences

You can control how we communicate with you through the following methods:

  • Email Marketing: You can opt out of receiving promotional emails from us by following the unsubscribe instructions in those emails. Even if you opt out, we may still send you non-promotional communications, such as those about your account or our ongoing business relations.

  • Push Notifications: You can opt out of receiving push notifications through your device settings. Please note that opting out of receiving push notifications may impact your use of the Services.

  • Text Messages: If you provide your mobile phone number, we may send you text messages related to your account or transactions. You can opt out of receiving text messages by replying STOP to any message.

C. Tracking Technology Control

We use cookies and similar tracking technologies to enhance your experience on our Services. You have several options to control or limit how we and our partners use cookies:

  • Browser Settings: Most web browsers allow you to control cookies through their settings preferences. However, if you limit the ability of websites to set cookies, you may impact your user experience and certain features of our Services may not function properly.

  • Opt-Out Tools: Many third-party advertising networks allow you to opt out of targeted advertising. For more information, visit the Digital Advertising Alliance's opt-out portal: http://optout.aboutads.info/ or the Network Advertising Initiative's opt-out mechanism: http://optout.networkadvertising.org/

  • Do Not Track: Some browsers have a "Do Not Track" feature that signals to websites that you do not want to have your online activities tracked. Our Services do not currently respond to "Do Not Track" signals.

7. International Data Transfers

Antistock is based in the United States, and we process and store information on servers located in the United States. If you are located outside the United States, we may transfer, store, and process your personal information in countries other than your country of residence, including the United States, where data protection laws may differ from those of your country.

If we transfer personal information from the European Economic Area (EEA), United Kingdom, or Switzerland to countries that have not been deemed to provide an adequate level of protection, we use appropriate safeguards, such as Standard Contractual Clauses approved by the European Commission, to protect your personal information.

8. Lawful Basis for Processing Personal Information

If you are located in the EEA, United Kingdom, or other regions with applicable data protection laws, we collect and process your personal information based on one or more of the following legal grounds:

  • Performance of a Contract: When we process your personal information to perform our obligations under a contract with you or to take steps at your request before entering into a contract.

  • Legitimate Interests: When we process your personal information for our legitimate interests, such as to develop, improve, and market our Services, protect against fraud, and manage our business. We balance our interests against your rights and freedoms and will not use your personal information if your interests override ours.

  • Compliance with Legal Obligations: When we need to use your personal information to comply with our legal obligations, such as anti-money laundering regulations, sanctions screening, or tax reporting requirements.

  • Consent: When you have given us specific consent to process your personal information for a specific purpose. Where we rely on consent, you have the right to withdraw your consent at any time.

9. Security

We implement appropriate technical and organizational measures to protect the security, integrity, and confidentiality of your personal information. However, no security system is impenetrable, and we cannot guarantee the security of our systems or your information. If you have reason to believe that your interaction with us is no longer secure, please contact us immediately.

Our security measures include:

  • Encryption of sensitive personal information both in transit and at rest

  • Regular security assessments and penetration testing

  • Access controls and authentication mechanisms

  • Monitoring for suspicious activity

  • Employee training on data security and privacy

  • Vendor security assessment and management

  • Incident response planning

10. Use by Minors

Our Services are not directed to individuals under the age of 18, and we do not knowingly collect personal information from children. If we learn that we have collected personal information from a child, we will delete that information as quickly as possible. If you believe that a child has provided us with personal information, please contact us.

11. Retention

We retain your personal information for as long as necessary to fulfill the purposes for which we collected it, including for the purposes of satisfying any legal, accounting, or reporting requirements, to resolve disputes, and to enforce our agreements.

To determine the appropriate retention period for personal information, we consider the amount, nature, and sensitivity of the personal information, the potential risk of harm from unauthorized use or disclosure, the purposes for which we process the information and whether we can achieve those purposes through other means, and applicable legal requirements.

12. Changes to this Privacy Policy

We may update this Privacy Policy from time to time to reflect changes to our practices or for other operational, legal, or regulatory reasons. If we make material changes, we will notify you by email or through a notice on our website prior to the changes becoming effective. We encourage you to periodically review this page for the latest information on our privacy practices.

13. Contact Us; Data Controller

If you have any questions, concerns, or requests regarding this Privacy Policy or our privacy practices, please contact us at:

Antistock Platforms, LLC.

For users in the European Economic Area, United Kingdom, or Switzerland, Antistock, Inc. is the data controller responsible for your personal information.

14. Additional Information for California Residents

If you are a California resident, the California Consumer Privacy Act (CCPA) and California Privacy Rights Act (CPRA) provide you with specific rights regarding your personal information.

Your Rights Under California Law

California residents have the right to:

  • Know what personal information we collect, use, disclose, and sell about you

  • Delete personal information we have collected about you

  • Opt-out of the sale of your personal information (note that we do not sell personal information)

  • Correct inaccurate personal information about you

  • Limit the use and disclosure of sensitive personal information

  • Non-discrimination for exercising your privacy rights

How to Exercise Your California Privacy Rights

To exercise your rights under California law, please contact us using the information in the "Contact Us" section above. We will verify your identity before responding to your request. You may designate an authorized agent to make a request on your behalf by providing the agent with written permission and verifying your identity with us.

Categories of Personal Information Collected

In the past 12 months, we have collected the following categories of personal information:

  • Identifiers (such as name, email address, IP address)

  • Commercial information (such as transaction history)

  • Financial information (such as payment method details)

  • Professional or employment-related information

  • Internet or other electronic network activity information

  • Geolocation data

  • Inferences drawn from other personal information

Sources of Personal Information

We collect the categories of personal information listed above from the following sources:

  • Directly from you

  • Automatically through your use of our Services

  • From third-party sources as described in Section 3.C of this Privacy Policy

Purposes for Collecting Personal Information

We collect and use personal information for the business and commercial purposes described in Section 4 of this Privacy Policy.

Disclosures of Personal Information for Business Purposes

In the past 12 months, we have disclosed each of the above categories of personal information for business purposes to the categories of recipients listed in Section 5 of this Privacy Policy.

Sale or Sharing of Personal Information

We do not sell your personal information as defined under California law. We may share your personal information with third parties for business purposes as described in this Privacy Policy, but we do not share personal information with third parties for cross-context behavioral advertising purposes.

Notice of Financial Incentive

We do not offer financial incentives or price or service differences in exchange for the retention or sale of personal information.

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